SIP / Savings Growth Calculator

Calculate future value

Monthly investment amount

Expected annual return (%)

Investment duration (years)

How this savings calculator works

This tool assumes you invest a fixed amount at the end of each month, with a fixed expected annual return compounded monthly.

Formula (monthly SIP style)

Monthly rate: r = annualRate / 12 / 100
Number of months: n = years × 12
Future value: FV = A × ((1 + r)^n – 1) / r
where A is the monthly investment.

What you can use this for

Mutual fund SIP planning
ETF / index investing projections
Retirement savings estimates
Any recurring monthly investment

Important

Actual market returns will vary year to year.
This is a rough planning tool, not a guarantee.
Always research or talk to a professional before making big decisions.