A simple guide to travel credit cards: how they work, which perks matter, and examples of popular cards in Canada and the US. Great if you want points, lounge access, and fewer fees when you fly.
Canadian comparison sites regularly highlight cards from Scotiabank, American Express, TD and others for travel rewards.
Frequently recommended as a “do-it-all” Canadian travel card: Scene+ points on travel and everyday purchases, no foreign transaction fees, travel insurance and airport lounge access.
Known for strong earn rates on food, dining and eligible travel purchases, which can then be used toward flights and hotels. Often on “best travel card” lists for heavy spenders on dining.
Highlighted for strong earn rates on groceries, dining and entertainment, plus flexible Scene+ travel redemptions.
Sites like NerdWallet Canada, Ratehub and Rates.ca regularly compare TD, RBC, CIBC, BMO and airline-branded cards (like Aeroplan and WestJet) for travel perks.
These Canadian examples are for illustration only. Always check the current welcome bonus, annual fee and benefit details.
In the US, travel card rankings often feature Chase, Capital One, American Express and Bank of America, with cards like Chase Sapphire Preferred, Capital One Venture and others frequently recommended.
Widely known for flexible travel points, strong travel & dining rewards, and the ability to transfer points to airline and hotel partners. Frequently listed as a go-to travel starter card.
Often highlighted for its flat-rate miles on every purchase and simple redemption toward travel purchases, plus transfer partners for more advanced users.
Frequently appears on travel card lists for its rewards and perks, especially valuable for Bank of America banking clients who qualify for relationship bonuses.
Premium cards like The Platinum Card® from American Express in the US offer extensive lounge access, travel credits and benefits but come with high annual fees that have risen in recent updates.
This article is an educational summary of public sources. It is not a recommendation to apply for any particular card. Always confirm current details directly with the card issuer.